01 Transaction Set the ticket and card profile.
Average payment value GBP
Card network Visa Mastercard Transaction region Domestic Intra Europe (EEA) Inter Europe (Non-EEA) International Card type Consumer Commercial Funding Debit Credit
02 Merchant details Settings from the spreadsheet summary.
Local market United Kingdom
Local currency GBP — Pound sterling
Standard Terminal £15.00 / month Includes PCI fees If you take more than 134 transactions at this value (£25.00) per month, paying for the terminal will save you more.
I would like a No TerminalAndroid Device Rates are based on the supplied Card Present workbook and its United Kingdom merchant profile. FLATPAY UNDER £200K
TRANSACTION COST
£0.37
1.490% of every payment £24.63 net
£0.371.490%
Payment value £25.00
FlatPay cost £0.37
Net after fees £24.63
Ai Digital saves £0.26 on this payment
FlatPay comparison assumes annual card turnover below £200,000 and a single 1.49% charge with no additional transaction fees.
REVOLUT IN-PERSON
TRANSACTION COST
£0.22
0.800% + £0.02 per payment £24.78 net
£0.200.800%
£0.02PER PAYMENT
Payment value £25.00
Revolut cost £0.22
Net after fees £24.78
Ai Digital saves £0.11 on this payment
Revolut’s published UK pricing : in-person UK Visa and Mastercard consumer cards 0.8% + 2p; UK commercial and all international cards 2.6% + 2p.
SQUARE UNDER £200K
TRANSACTION COST
£0.44
1.750% of every payment £24.56 net
£0.441.750%
Payment value £25.00
Square cost £0.44
Net after fees £24.56
Ai Digital saves £0.33 on this payment
Square comparison uses 1.75% for UK card-present payments and includes Square’s additional 1.95% fee for non-UK issued cards. Other pricing may apply.
ZETTLE PAYPAL POS
TRANSACTION COST
£0.44
1.750% of every payment £24.56 net
£0.441.750%
Payment value £25.00
Zettle cost £0.44
Net after fees £24.56
Ai Digital saves £0.33 on this payment
Zettle by PayPal’s advertised UK pricing charges 1.75% per card transaction for major cards and mobile wallets, with no contract or recurring fee.
TEYA START · UP TO £7,500
TRANSACTION COST
£0.40
1.590% per Visa/Mastercard payment £24.60 net
£0.401.590%
Payment value £25.00
Teya cost £0.40
Net after fees £24.60
Ai Digital saves £0.29 on this payment
Teya Start is retained at the requested 1.59% for Visa and Mastercard up to £7,500 monthly turnover. Teya’s current public pricing page does not publish a standard transaction rate and says there are no lock-ins; settling outside the included Teya Business Account adds 0.10%. Confirm eligibility directly with Teya.
CARD PRESENT COST CALCULATOR